Why Choose a Mortgage Lender?

Congratulations on deciding to take on the responsibility of becoming a homeowner. Nicole Vaivadas understands the huge commitment behind owning a home. This is a very exciting time for you so Nicole wants to ensure that you have the best experience as possible during the home purchasing process. You will be guaranteed to walk away confident and happy with your Bellevue mortgage if you choose her as your mortgage lender.

Below she has listed 3 reasons on why you should choose to work with a mortgage lender over a bank:

  1. Can access exclusive deals

Mortgage lenders work with a variety of different financial institutions so they can find you exclusive deals that are not available on the market. They can shop around with different institutions and negotiate on your behalf to ensure you get the services and rates that best fit your needs. A bank, on the other hand, is confined to only the loan options available at their establishment. They cannot shop around to get you better options and the rates they offer are fixed, meaning there is little to no room for negotiation.

  1. Saves you time

Working with a mortgage lender can save you time. Not everyone can go around to different banks and figure out what loans are offered and at what rates. A lender will save you time and do all the work for you so you don’t have to. They will be your main point of contact and will update you on what the best deals are, and will not stop looking until they find you exactly what you want.

  1. Bad Financial Record

If you have experienced bankruptcy or have bad credit, your Bellevue mortgage lender will still work diligently so you still walk away with the home of your dreams. Be upfront and honest about your history so they can overcome these financial obstacles. A bank, however, prefers to work with clients with excellent credit scores and records, so they will be more likely to decline your application if you have a bad financial record.

Nicole Vaivadas would love to make your dreams of homeownership come true. She will strive to provide you with the best deals on the market and will always put your needs first. As your local Bellevue mortgage lender, she will do all the hard work for you and save you time in this lengthy process. So don’t wait, contact her today at 425-818-5880 or nicolev@primeres.com to get started.

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